第5章 过度依赖信用卡消费所出现的后果

stating that she needed to repay the remaining debt immediately. Feeling overwhelmed and scared, Emily sought help from a trusted friend, Mark, who had been through a similar situation in the past.

Mark, empathizing with Emily's circumstances, shared his experience and advised her not to panic. He explained that receiving a lawyer's letter was a mon tactic employed by banks to pressure customers into making repayments. However, Mark emphasized that it was crucial for Emily to act responsibly in resolving the situation.

With a newfound determination, Emily decided to tackle the issue head-on. She contacted the bank to set up a meeting and seek a possible resolution. The bank representative explained the consequences of her situation, mentioning potential legal actions and how it could further damage her credit score. The weight of the situation began to press upon Emily's shoulders, but she persisted in finding a way out.

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During her research

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