第3章 利用技术手般操控利率使借款人陷入困境

y transaction, he uncovered more proof of the app's deceptive practices.

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The detective's investigation led him to a remote office building where the operation of E-ZLoan was rooted. It was in this office that Zhang discovered a secret team of app developers and loan officers, all working in sync to exploit unsuspecting users. The team had gone to great lengths to hide their true identities, using intricate encryption techniques to conceal the origin of the loans.

With the evidence gathered, Detective Zhang contacted the local financial regulatory agency, providing them with the detailed information necessary to shut down E-ZLoan's operations. The agency swiftly launched an investigation of their own, freezing the app's assets and holding its executives accountable for their illegal activities.

As news of the investigation spread, other loan apps in the city became increasingly cautious, ensuring they operated within the boundaries of

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