第3章 利用技术手般操控利率使借款人陷入困境

贷违规个人业务的行动。他们联合金融监管局和相关金融机构共同推出了严格的监管政策，修正了市场乱象。

经过一段时间的修正和整顿，市场信心逐渐恢复。公众开始重新对金融投资和贷款抱有信心，金融行业也迎来了新的机遇。

结尾：正义得以伸张，深入侦查之路终于取得了圆满的成功。通过专案组的勇敢和智慧，市场得到了改善，人们的合法权益得到了保护。专案组成员也因此获得了表彰和奖励，他们的名字将载入警务史册。故事主题: 修正治理惩治APP金融信贷违规个人业务案件

Once upon a time in a bustling city, there existed a popular financial technology pany that provided mobile applications offering fast and convenient personal loans. This pany, named TransFin, had gained the trust of millions of users for its easy loan application process and quick disbursal of funds. However, little did the users know that behind this convenience, a nefarious scheme was taking place.

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Deep within the pany, a group of corrupt employees had devised a plan to exploit the personal loan system. They had created a secret algorithm that manipulated the credit scores of loan applicants, ensuring that only those with a high likelihood of defaulting would be granted loans. This enabled them to impose ex

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